Chapter 7 vs. Chapter 13 Bankruptcy: The Basics
If the fact that you’re struggling to pay your debts is keeping you awake at night, it might be time to consider filing…
Finances, Creditor Harassment, Bankruptcy, the CCPA and You – Part 4
Creditor Harassment – Know Your Rights Under the bankruptcy code 11 USC 524, if you file for bankruptcy and you give your bankruptcy…
Tips to Avoid Creditor Harassment – Stop Bothering Me!! Stop Calling Me!!
Tips on stopping creditor harassment and debt collector harassment When you have stacks of bills piling up, one of the most frustrating things…
Be Careful Using Social Media During Bankruptcy
Social media is all about sharing: whether it’s what you ate for dinner, a cute photo of your dog, or a video of…
Have You Been Pushed Into A Chapter 13 Plan?
Potential clients, when you first come to me for a consultation, you are often confused about which Chapter in Bankruptcy is best for…
Chapter 13 Payment Calculation
A Chapter 13 bankruptcy is different from a Chapter 7 in that you are set up with a 3 or 5 year repayment…
Tips on How to Balance Your Budget
When many of us hear or see the word “budget,” we tend to have a visceral reaction to it. The fact is that…
Can I File for Bankruptcy if I’m Unemployed?
If you lose your job, it’s easy to fall into a spiral of financial hardship. In today’s job market, it can be extremely…
Can I Get Sued for Delinquent Credit Card Debt?
If you’re struggling with credit card debt, the constant calls from debt collectors and pressure from creditors can be overwhelming. However, you might…
What is a Chapter 7 Bankruptcy or Straight Bankruptcy Anyways? Part 1
What is a Chapter 7 Bankruptcy / Straight Bankruptcy Anyways? Part One Many times when I meet with my clients for a bankruptcy…